While I was sitting on hold with the Boston Red Sox to buy a set of Fenway seats (seriously, how can you pass up real Fenway seats?) I was clicking around for a few items I
First off is a pair of jeans. I really, really, really do ~not~ like full panel jeans but I'm going to have to break down and buy a pair. The under belly jeans fit just fine while I'm standing up and walking, but good freaking lord - I sit down and I feel like I'm being cut in two by the band. And since I'm sitting down practically all the time at work, something needs to give.
First off, I wanted to get a pair of 7 for all mankind secret fit belly jeans. But for $225? Oy. Yeah, I can afford them, but I just couldn't rationalize it. I tried, yes I did, but my brain won the battle over my heart this time. Instead, I got a pair of Buffalo 5 pocket jeans with the same belly fit. The best part? Only $118! Yippee! So, since I felt like I was saving $100, I started to shop a bit more.
I ended up buying the jeans I already mentioned, a knit long sleeve black dress, a "day" printed wrap dress, a super cute pink cable knit sweater and a button down work shirt which has the cutest bow tying just under the boobies.
I couldn't believe I clicked "submit" on my order. $374. (shhhhh. don't tell hubby!). I rationalized this by the fact I have an "extra" paycheck this month. Sure, I should have spent it on our ever increasing credit card debt, but there is a lifetime ahead of me to pay that back! Instead, I added to it! (and then the red sox rep got on the phone and I bought two used seats for a mere $795.) Good lord.
Before kids we ~never~ carried a debt. EVER. And now I've got a good amount owed. If worse ever came to worse, I could always make a 401k withdrawal and pay it all off, simply taking the huge tax penalty up the arse, but hell, debt is the American way, right? ~wink~
But really. If I didn't have daycare costs, I could pay all this off in just a few months. And in 6 years from now, all my children will be in school and I'll suddenly feel like I'm RICH with all the extra cash laying around. Actually, in 2 years I will only be paying for one child in daycare, so I can pay all my debt off then. Right on. Thank goodness I have a fabulous credit card in which the interest is SUPER low (actually, I end up switching the same debt to card after card every 18 months or so, taking advantage of 0% APR for the most part).
Although I love daycare and would never change it for the world even if I didn't work, I hate paying so much for it. With the new baby, I'll be paying $26,175.50/year or $2,182.29/month or $1,006.75/paycheck or $503.38/week. Holy moly. I shouldn't do the math. It's way too scary. My point though is when I am not paying that, I'll be able to pay off our debt in just a few months. As long as I don't add to it too much, we'll be a-okay. (at least that's what I keep telling myself!)