TheNewLifeOfNancy...: I have to get it done today.

Wednesday, November 14, 2007

I have to get it done today.

I have to switch insurance plans from my coverage to my husband's coverage. It'll be a tad less expensive in our biweekly pre-tax payments (i was so wrong in how much I paid before. It was only $72/paycheck and a family is $130, but his charge is $92), the coverage is a lot less (80% coverage instead of my 90%), the deductible is a lot more ($250 instead of my $100) and the max out of pocket is horribly worse ($2,500 instead of my $1,000) but his covers INFERTILITY.

Damn. I can't believe I'm even thinking of this as a gamble. 4 IUIs or 1 IVF will cover the max out of pocket and then I'm covered 100%. But if I happen to actually become ~pregnant~ (yeah, right) without IVF or before 4 IUIs, I'm out of luck. The gamble didn't work and I'm stuck paying $1,500 more than I would have. Wait. I just got perspective. $1,500 gamble on possible $50,000 payoff (3 fresh and 3 FETs). $1,500 isn't a lot in the long run. I can suck it up this year if all fails, right? I'll put that much into my HCRA and just get it done with.

I guess I should just go and get it done. Right now. "Just Do It", right? (by the way, I hate Nike).

Whew. I did it. I feel like throwing up a bit, but I did it.

2 comments:

JJ said...: Yes, just dooooooo it ;); November 14, 2007 at 12:48 PM
Supermom said...: thanks for your contribution to my blog...someone else's exposed man juice belongs on the list of don'ts. i've just learned my doctor will only give me two rounds of clomid with insemination before he pushes me to do IVF. Since my insurance doesn't cover it and we don't have the 20k i'm told it costs, i'll have to switch to my husband's insurance...and of course there is only a small window during the year in which the insurance will accept me. sucks. i feel like all we do is battle insurance companies.; November 14, 2007 at 8:46 PM

My TTC History

Jul 01 ~ married
Jan 02 ~ First cycle off bcps and opk shows ovulation!
Dec 02 ~ Went to pcp for RE referral
Jan 03 ~ Testing commences. S/A perfect. HSG clear.
Feb 03 ~ Lap #1. All clear.
Apr 03 ~ Clomid cycle #1. BFN.
May 03 ~ Clomid cycle #2. BFN.
Jun 03 ~ Clomid cycle #3. BFN.
Jul 03 ~ Supposed to be IUI#1, but we missed cd3 so natural cycle
Aug 03 ~ BFP on C18.
Apr 04 ~ Ella born.
Oct 04 ~ decided to ttc #2 and went off minipill to see if I am ovulating. I am. Will start next month.
Nov 04 ~ TTC#2 starts. BFP. Holy Crap. No freaking way. No way.
Aug 05 ~ Allison born
Oct 06 ~ IUD removed. TTC#3
Jan 07 ~ Large cysts found.
Feb 07 ~ Femara cyle #1
Mar 07 ~ Started w/ RE. HSG #2 showed R tube blocked. S/A normal.
Mar 07 ~ more cysts, up to 9cms.
Apr 07 ~ more cysts, 3 @ 7-9cms.
May 07 ~ IUI #1 cancelled due to more cysts
Jun 07 ~ IUI #1 (take two) w/ Clomid. BFN.
Jul 07 ~ HSS showed scar tissue in 70% of uterus. Diagnosed with Asherman's Syndrome. Uterine surgery #2
Aug 07 ~ HSG #3 showed clear tubes.
Aug 07 ~ IUI #2 w/ Femara. BFN.
Sept 07 ~ Monitored w/ hCG trigger. BFN.
Oct 07 ~ HSS #2 showed scar tissue in 30% of uterus. Uterine surgery #3.
Dec 07 ~ HSS #3 showed tiny amount of scar tissue. Uterine surgery #4.
Jan 08 ~ HSS #4 showed clear uterus.
Jan 08 ~ IUI #3, C16. BFN.
Mar 08 ~ IVF #1, Transfer Cancelled due to lining. Out of 15 eggs, 9 were mature and all 9 fertilized. I have named my 9 embryos "The Mod Squad" and they are in the freezer, waiting for mommy to be ready.
Apr/May 08 ~ FET #1. C20. 4 embryos "The Fab Four" transferred on 5/05. BFP!!! Very Low Beta (15 at 11dp3dt) but the numers continued to double every 48 hours. Told it was "most likely not viable" and later "most likely ectopic" but we beat all the odds.
May 16, 08 ~ 11dp3dt (4w0d), beta #1: 15
May 19, 08 ~ 14dp3dt (4w3d), beta #2: 43
May 23, 08 ~ 18dp3dt (5w0d), beta#3: 213
May 27, 22dp3dt (5w4d), beta #4: 1,073
Jun 08 - Ultrasound showed one heartbeat at 7 weeks.
Jul 08 - Had CVS testing. Chromosomes are normal and it's a BOY!! EDD: 1/23
Aug 08 - Jan 09 ~ High risk due to: 1) Velamentous Cord Insertion, deemed biggest risk 2) Previous Placenta Accreta 3) Previous rapid degraged placenta 4) IVF alone can create weak placenta 5) AMA - Advanced Maternal Age. -- All resulting in almost 30 u/s and lots of testing, which ended up saving my life.
Jan 09 (38w0d) ~ Karl is born! -- Crazy 3 days in hospital. Manual version to flip baby from breech to head down, Labor, Delivery, Emergency surgery due to cord detaching from placenta, Scary heart issues from losing over 40% of my blood supply, and then a blood transfusion due to the extreme loss of blood. Whew!